It would be cool to see some capabilities that "reward" users for frequent actions and budgeting practices. Think of this like an achievement of milestone system. Some goals & milestones could be:
  • Streak for daily reflection
  • Streak for monthly reflection
  • Streak for staying in budget
  • Streak for meeting savings goal
  • All bills paid 3 months in a row
  • Streak for months not overspent
  • Others?